"Naked Loans" means that women receive loans with their naked photos as collateral.Also, when she becomes unable to repay, she collects her photos from her relatives or shoots AV and recovers her debt with the sales.Mr. Saito, who works at a cabaret club, is busy paying for the host club.Tanabe, a female college student who has run out of money due to dating expenses with her wealthy classmates.Yamazaki, a full-time housewife who hides from her husband and spends too much money at esthetic salons and department stores.Naive women are forced to pay with their bodies because they cannot repay a large amount of debt in a short period of time.